South Carolina Premises Liability Lawsuits
Entering into a parking lot, retail store, or even someone’s home should not put you in harms way. Our South Carolina premises liablity attorneys help those who have been injured on someone else’s property.
At Strom Law Firm, our South Carolina premises liability lawyers are experienced in dealing with the many issues that may arise when dealing with an injury on someone else’s property.
We have worked with dozens of clients who have been hurt on property owned by another person.
Although many cases involving premises liability are actually slip and fall accidents, these cases are not always as simple as they appear because there are frequently complex issues regarding insurance coverage and liability.
Our South Carolina premises liability practice includes helping accident victims injured in:
- failure to provide adequate security cases
- grocery store accidents
- retail store accidents
- playground accidents
- elevator accidents
- Accidents occurring on unsafe fast-food playgrounds
- Swimming pool accidents
- Accidents and injuries caused by negligent security
- Dog bites and animal attacks
- Government property accidents
The premises liability attorneys at the Strom Law Firm, LLC will fight for fair compensation for your injuries. Many people are not aware that most homeowners’ insurance policies provide a type of coverage that covers medical bills regardless of fault. More importantly, claims are paid by the owner’s insurance company, not the actual homeowner.
If you or someone you love has been injured on public, commercial, or private property, you may be able to recover monetary damages from the property owner to cover medical expenses, lost wages, and pain and suffering.
What You Need To Prove For a Slip and Fall Accident
In order to establish a claim for premises liability, you must establish that the victim was on the property covered by the homeowner’s insurance policy. Importantly, claims are paid by an insurance company and not the actual homeowner. You must also establish that the owner of the premises breached the standard of care.
Standard of Care for South Carolina Premises Liability Lawsuits
The standard of care owed to a person on someone else’s property depends upon whether the person on the property is a trespasser, a licensee, or a business invitee.
A trespasser is a someone who enters the property of another without an express or implied invitation, for his or her own purposes, and not to perform any duty owed to the owner. Where property owners are not aware of the presence of trespassers, property owners usually do not have any duty to warn a trespasser of a danger, or to make their premises safe for the benefit of a trespasser. However, if the property owner is aware that people are trespassing, the property owner may be obligated to exercise ordinary care in relation to the safety of a trespasser.
A licensee is a person who is invited to enter or remain on the property for any purpose other than a business or commercial one with the express or implied permission of the owner or person in control of the property. A social guest is considered to be a licensee, not an invitee.
Typically, an owner is liable for physical harm caused to a licensee by a condition on the property if the owner of the property knew or should have known that the property had an unreasonable risk of harm and failed to take reasonable steps to ensure that the property was safe.
An invitee is person who is invited to enter or remain on the property for a commercial benefit to the possessor of premises, or for a purpose directly or indirectly connected with business dealings with the possessor, such as shopping. An owner has a duty to use ordinary care to warn or otherwise protect an invitee from risks of harm from a condition on the possessor’s premises.
Cases involving a business or retail store typically involve complex issues of insurance coverage.
Some businesses are covered by multiple insurance policies. For this reason, it is important to fully understand the coverage set forth in each policy before making a claim. In the case of a home or private property owner, an important fact people are not typically aware of is that most homeowners’ insurance policies provide a type of coverage that covers medical bills regardless of fault. All that must be proven in order to establish a claim for medical bills is that a person was injured on the property covered by the home or property owners’ policies. It is not necessary to prove fault on the part of the homeowner.
If you have been seriously injured on someone else’s property contact the South Carolina premises liability attorneys at the Strom Law Firm, LLC for a free consultation to discuss the facts of your case and how we can help.