Who Qualifies for SC Workers’ Compensation Benefits?
Every employer is required to purchase worker’s compensation insurance in case of work-related injury to any of their employees. Workers’ in South Carolina who develop medical problems directly related to their work are eligible for benefits.
If you were involved in a workplace injury and need to claim worker’s compensation, there are several things you need to know. It is important to file your claim as soon as you become ill or injured. File within 90 days to prevent losing your right to any potential benefits, which requires a response submission to the SC Workers’ Compensation Commission by your employer within ten days. Be as detailed and accurate as possible and work with an attorney to ensure that you complete the application as accurately as possible.
There are several types of employees who are not eligible for worker’s compensation benefits. These types are as follows:
- Railroad or Railway Express employees
- Employers who had a total payroll of less than $3,000
- Agricultural workers
- Some Realtors
Other than these categories, employers in South Carolina are required to hold worker’s compensation insurance and must cover their employees. If you are employed in South Carolina in a type of work other than those listed above, your employer is legally required to cover you with worker’s compensation insurance. Thus, it is important to contact an attorney whenever you intend to file a worker’s compensation claim. If your employer is not covering you, a lawsuit may be necessary; if your employer is covering you, completing the application is a complicated process that should be approached with the trained eye of a professional and experienced attorney.