Social Security Disability
Social Security Disability is insurance for those who are unable to work because their illness or disability. Operated by the Social Security Administration, Social Security is paid out for various periods of time, often depending on the injury and how long an individual is out of work. Disability benefits are determined by a handbook entitled “Disability Evaluation Under Social Security.” This handbook is called the Blue Book, which is divided into Part A (adult disability assessments) and Part B (childhood disability assessments). The book lists potential disabilities by the major body systems. Under each body system, you can find the individual conditions that make an individual eligible for Social Security Disability benefits and the corresponding benefits for which you may be eligible. Five common injuries that lead to disability are:
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Musculoskeletal System Injuries
Musculoskeletal injuries are ailments that affect the skeleton, muscles, tendons, joints, ligaments, and cartilage. These injuries affect everyday functions such as walking, carrying heavy weights, and moving about quickly.
2. Respiratory System Impairments
Respiratory ailments are those that affect the ventilatory system that deals with respiration, including the exchange of carbon dioxide and oxygen. Organs affected include the lungs, diaphragm, trachea, and bronchi. Ailments might include asthma or cystic fibrosis, and affect your ability to breathe properly.
3. Cardiovascular System Impairments
The Cardiovascular system is the bodily system that controls blood flow in the body, and includes the heart, blood vessels, blood and plasma, veins, and arteries. Ailments of this system can include cancer, heart disease, and thrombosis. These are serious conditions and can drastically affect your ability to work.
4. Mental Illness
Mental illness is wide-ranging and can include schizophrenia, anxiety, depression, bipolar disorder, and even substance abuse. These illnesses are often more difficult to detect or prove, but are just as serious and can alter your quality of life significantly.
5. Neoplasms
A neoplasm is an abnormal tissue growth that can significantly change your health. Even a small growth like a tumor or a change in white blood cells like Leukemia can be considered a neoplasm and can be a serious health condition.
